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Финансы

Халык Банк и Казком отстают от рынка
Результаты банковского сектора Казахстана за октябрь 2012 года, опубликованные на днях, показали, что тенденция отставания крупных банков по темпам роста депозитов и кредитования усиливается
Ардак Букеева 28 ноября 2012 0 7793
Банковская атака
Крупного должника Казкоммерцбанка - депутата Госдумы РФ Олега Михеева могут лишить неприкосновенности
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FATCA следит за тобой
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Александр Воротилов 13 ноября 2012 3 мин. 7117
Подари штаны, барин!
Ассоциация финансистов Казахстана (АФК) предлагает государству рассмотреть возможность предоставления банкам второго уровня (БВУ) финансирования под 1-2% годовых, сообщила первый заместитель председателя совета АФК Жанар Абдыкаримова
09 ноября 2012 4 мин. 5587
Bloomberg: БТА Банк делал выплаты в обход самого себя
Аудит, проведенный в БТА банке, показал ошибки государства в управлении данным финансовым институтом
08 ноября 2012 0 5539
Со счетом или на счете
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Александр Воротилов Юрий Дорохов 07 ноября 2012 11 мин. 9282
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«Великолепной тройке» нашего ренкинга – Сбербанку, Цеснабанку и Евразийскому удалось нарастить активы при сохранении приемлемых показателей по качеству кредитного портфеля
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Казахстанские банки: кто есть кто
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07 ноября 2012 0 48581
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MessagesTimelineExceptionsViews23RouteQueries45MailsAuthGateSessionRequest
441.91msRequest Duration7.75MBMemory UsageGET {cat}/{subcat}RouteAuth status
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        Backtrace
        • 13. /app/Models/DataStructure.php:56
        • 14. /app/Http/Controllers/CategoryController.php:82
        • 64. /public/index.php:54
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        Metadata
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        • 13. /app/Models/Data.php:190
        • 14. /app/Http/Controllers/CategoryController.php:83
        • 64. /public/index.php:54
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        Metadata
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        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 13. /app/Models/Data.php:190
        • 14. /app/Http/Controllers/CategoryController.php:83
        • 64. /public/index.php:54
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        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 20. /app/Models/Data.php:190
        • 21. /app/Http/Controllers/CategoryController.php:83
        • 71. /public/index.php:54
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        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 27. /app/Models/Data.php:190
        • 28. /app/Http/Controllers/CategoryController.php:83
        • 78. /public/index.php:54
      • select * from `forbes_images` where `forbes_images`.`ImageID` in ('3597', '3648', '3668', '3852', '3909', '150107', '150108', '150109')1.02ms/app/Models/Data.php:190forbes_base
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        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 34. /app/Models/Data.php:190
        • 35. /app/Http/Controllers/CategoryController.php:83
        • 85. /public/index.php:54
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        Backtrace
        • 13. /app/Models/DataStructure.php:46
        • 14. /app/Models/DataStructure.php:137
        • 15. /app/Http/Controllers/CategoryController.php:84
        • 65. /public/index.php:54
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        Backtrace
        • 13. /app/Models/DataStructure.php:46
        • 14. /app/Models/DataStructure.php:137
        • 15. /app/Http/Controllers/CategoryController.php:84
        • 65. /public/index.php:54
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        • 12. /app/Models/DataAuthors.php:41
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        • 63. /public/index.php:54
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        Hints
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        Backtrace
        • 19. /app/Models/DataAuthors.php:41
        • 20. /app/Http/Controllers/CategoryController.php:86
        • 70. /public/index.php:54
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        Hints
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        Backtrace
        • 26. /app/Models/DataAuthors.php:41
        • 27. /app/Http/Controllers/CategoryController.php:86
        • 77. /public/index.php:54
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        Hints
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        • 13. /app/Models/SeoArticles.php:31
        • 14. /app/Http/Controllers/CategoryController.php:87
        • 64. /public/index.php:54
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        Backtrace
        • 12. /app/Models/DataAuthors.php:41
        • 13. /app/Http/Controllers/CategoryController.php:86
        • 63. /public/index.php:54
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        Metadata
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        Backtrace
        • 19. /app/Models/DataAuthors.php:41
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        • 70. /public/index.php:54
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        Hints
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        Backtrace
        • 26. /app/Models/DataAuthors.php:41
        • 27. /app/Http/Controllers/CategoryController.php:86
        • 77. /public/index.php:54
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        Metadata
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        Hints
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        Backtrace
        • 13. /app/Models/SeoArticles.php:31
        • 14. /app/Http/Controllers/CategoryController.php:87
        • 64. /public/index.php:54
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        Hints
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        Backtrace
        • 12. /app/Models/DataAuthors.php:41
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        • 63. /public/index.php:54
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        Metadata
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        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 19. /app/Models/DataAuthors.php:41
        • 20. /app/Http/Controllers/CategoryController.php:86
        • 70. /public/index.php:54
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        Metadata
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        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 26. /app/Models/DataAuthors.php:41
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        • 77. /public/index.php:54
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        Metadata
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        Hints
        • LIMIT without ORDER BY causes non-deterministic results, depending on the query execution plan
        Backtrace
        • 13. /app/Models/SeoArticles.php:31
        • 14. /app/Http/Controllers/CategoryController.php:87
        • 64. /public/index.php:54
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        Backtrace
        • 12. /app/Models/DataAuthors.php:41
        • 13. /app/Http/Controllers/CategoryController.php:86
        • 63. /public/index.php:54
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        Metadata
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        Hints
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        Backtrace
        • 13. /app/Models/SeoArticles.php:31
        • 14. /app/Http/Controllers/CategoryController.php:87
        • 64. /public/index.php:54
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        Backtrace
        • 12. /app/Models/DataAuthors.php:41
        • 13. /app/Http/Controllers/CategoryController.php:86
        • 63. /public/index.php:54
      • select `GroupID` from `forbes_seo_articles` where `DataID` = '880' limit 1570μs/app/Models/SeoArticles.php:31forbes_base
        Metadata
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        Hints
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        Backtrace
        • 13. /app/Models/SeoArticles.php:31
        • 14. /app/Http/Controllers/CategoryController.php:87
        • 64. /public/index.php:54
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        Backtrace
        • 12. /app/Models/DataAuthors.php:41
        • 13. /app/Http/Controllers/CategoryController.php:86
        • 63. /public/index.php:54
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        • 1. 27
        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 19. /app/Models/DataAuthors.php:41
        • 20. /app/Http/Controllers/CategoryController.php:86
        • 70. /public/index.php:54
      • select * from `forbes_images` where `forbes_images`.`ImageID` in ('24925', '45268')630μs/app/Models/DataAuthors.php:41forbes_base
        Metadata
        Bindings
        • 0. 24925
        • 1. 45268
        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 26. /app/Models/DataAuthors.php:41
        • 27. /app/Http/Controllers/CategoryController.php:86
        • 77. /public/index.php:54
      • select `GroupID` from `forbes_seo_articles` where `DataID` = '830' limit 1700μs/app/Models/SeoArticles.php:31forbes_base
        Metadata
        Bindings
        • 0. 830
        Hints
        • LIMIT without ORDER BY causes non-deterministic results, depending on the query execution plan
        Backtrace
        • 13. /app/Models/SeoArticles.php:31
        • 14. /app/Http/Controllers/CategoryController.php:87
        • 64. /public/index.php:54
      • select * from `forbes_data_authors` where `DataID` = '850' order by `Position` asc690μs/app/Models/DataAuthors.php:41forbes_base
        Metadata
        Bindings
        • 0. 850
        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 12. /app/Models/DataAuthors.php:41
        • 13. /app/Http/Controllers/CategoryController.php:86
        • 63. /public/index.php:54
      • select `GroupID` from `forbes_seo_articles` where `DataID` = '850' limit 1710μs/app/Models/SeoArticles.php:31forbes_base
        Metadata
        Bindings
        • 0. 850
        Hints
        • LIMIT without ORDER BY causes non-deterministic results, depending on the query execution plan
        Backtrace
        • 13. /app/Models/SeoArticles.php:31
        • 14. /app/Http/Controllers/CategoryController.php:87
        • 64. /public/index.php:54
      • select * from `forbes_data_authors` where `DataID` = '851' order by `Position` asc1.06ms/app/Models/DataAuthors.php:41forbes_base
        Metadata
        Bindings
        • 0. 851
        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 12. /app/Models/DataAuthors.php:41
        • 13. /app/Http/Controllers/CategoryController.php:86
        • 63. /public/index.php:54
      • select `GroupID` from `forbes_seo_articles` where `DataID` = '851' limit 1600μs/app/Models/SeoArticles.php:31forbes_base
        Metadata
        Bindings
        • 0. 851
        Hints
        • LIMIT without ORDER BY causes non-deterministic results, depending on the query execution plan
        Backtrace
        • 13. /app/Models/SeoArticles.php:31
        • 14. /app/Http/Controllers/CategoryController.php:87
        • 64. /public/index.php:54
      • select * from `forbes_data_structure` where `Path` = 'finance' limit 1650μs/app/Models/DataStructure.php:46forbes_base
        Metadata
        Bindings
        • 0. finance
        Hints
        • Use SELECT * only if you need all columns from table
        • LIMIT without ORDER BY causes non-deterministic results, depending on the query execution plan
        Backtrace
        • 13. /app/Models/DataStructure.php:46
        • 14. /app/Http/Controllers/CategoryController.php:91
        • 64. /public/index.php:54
      • select * from `forbes_prteaser_group` where `url` not in ('sap') and `validfrom` <= '2025-04-17 15:15:15' and `validtill` >= '2025-04-17 15:15:15' limit 5660μs/app/Models/TeaserGroups.php:30forbes_base
        Metadata
        Bindings
        • 0. sap
        • 1. 2025-04-17 15:15:15
        • 2. 2025-04-17 15:15:15
        Hints
        • Use SELECT * only if you need all columns from table
        • LIMIT without ORDER BY causes non-deterministic results, depending on the query execution plan
        Backtrace
        • 12. /app/Models/TeaserGroups.php:30
        • 13. /app/Widgets/CorpBlogs.php:22
        • 19. /vendor/arrilot/laravel-widgets/src/Misc/LaravelApplicationWrapper.php:48
        • 20. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:54
        • 21. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:75
        • 22. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:17
        • 27. view::partials.sidebar:10
        • 28. view::partials.sidebar:10
        • 34. view::category:141
        • 41. /vendor/symfony/http-foundation/Response.php:200
        • 87. /public/index.php:54
      • select * from `forbes_anounces` order by `AnounceID` desc limit 1660μs/app/Models/Anounces.php:38forbes_base
        Metadata
        Hints
        • Use SELECT * only if you need all columns from table
        • The SELECT statement has no WHERE clause and could examine many more rows than intended
        Backtrace
        • 13. /app/Models/Anounces.php:38
        • 14. /app/Widgets/Anounce.php:20
        • 20. /vendor/arrilot/laravel-widgets/src/Misc/LaravelApplicationWrapper.php:48
        • 21. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:54
        • 22. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:75
        • 23. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:17
        • 28. view::partials.sidebar:13
        • 29. view::partials.sidebar:13
        • 35. view::category:141
        • 42. /vendor/symfony/http-foundation/Response.php:200
        • 88. /public/index.php:54
      • select * from `forbes_images` where `forbes_images`.`ImageID` in ('160604')750μs/app/Models/Anounces.php:38forbes_base
        Metadata
        Bindings
        • 0. 160604
        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 20. /app/Models/Anounces.php:38
        • 21. /app/Widgets/Anounce.php:20
        • 27. /vendor/arrilot/laravel-widgets/src/Misc/LaravelApplicationWrapper.php:48
        • 28. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:54
        • 29. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:75
        • 30. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:17
        • 35. view::partials.sidebar:13
        • 36. view::partials.sidebar:13
        • 42. view::category:141
        • 49. /vendor/symfony/http-foundation/Response.php:200
        • 95. /public/index.php:54
      • select * from `forbes_bdays` where month(`Bday`) = '4' and day(`Bday`) = '17' order by `Bday` desc730μs/app/Models/Birthdays.php:29forbes_base
        Metadata
        Bindings
        • 0. 4
        • 1. 17
        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 12. /app/Models/Birthdays.php:29
        • 13. /app/Widgets/BirthdaysToday.php:20
        • 19. /vendor/arrilot/laravel-widgets/src/Misc/LaravelApplicationWrapper.php:48
        • 20. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:54
        • 21. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:75
        • 22. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:17
        • 27. view::partials.sidebar:16
        • 28. view::partials.sidebar:16
        • 34. view::category:141
        • 41. /vendor/symfony/http-foundation/Response.php:200
        • 87. /public/index.php:54
      • select `forbes_data_tops`.`DataID`, `forbes_data`.`Date` from `forbes_data_tops` inner join `forbes_data` on `forbes_data_tops`.`DataID` = `forbes_data`.`DataID` and `forbes_data`.`finished` = '1' where `forbes_data_tops`.`StructureID` = '66' and `forbes_data`.`Date` <= '2025-04-17 15:15:15' order by `forbes_data_tops`.`Position` asc limit 1 offset 0720μs/app/Models/DataTops.php:103forbes_base
        Metadata
        Bindings
        • 0. 1
        • 1. 66
        • 2. 2025-04-17 15:15:15
        Backtrace
        • 12. /app/Models/DataTops.php:103
        • 13. /app/Widgets/EditorChoise.php:20
        • 19. /vendor/arrilot/laravel-widgets/src/Misc/LaravelApplicationWrapper.php:48
        • 20. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:54
        • 21. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:75
        • 22. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:17
        • 27. view::partials.sidebar:19
        • 28. view::partials.sidebar:19
        • 34. view::category:141
        • 41. /vendor/symfony/http-foundation/Response.php:200
        • 87. /public/index.php:54
      • select * from `forbes_data_data` where `forbes_data_data`.`DataID` in ('320937')1.18ms/app/Models/DataTops.php:103forbes_base
        Metadata
        Bindings
        • 0. 320937
        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 19. /app/Models/DataTops.php:103
        • 20. /app/Widgets/EditorChoise.php:20
        • 26. /vendor/arrilot/laravel-widgets/src/Misc/LaravelApplicationWrapper.php:48
        • 27. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:54
        • 28. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:75
        • 29. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:17
        • 34. view::partials.sidebar:19
        • 35. view::partials.sidebar:19
        • 41. view::category:141
        • 48. /vendor/symfony/http-foundation/Response.php:200
        • 94. /public/index.php:54
      • select * from `forbes_data_images` where `forbes_data_images`.`ImageID` in ('160257')650μs/app/Models/DataTops.php:103forbes_base
        Metadata
        Bindings
        • 0. 160257
        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 26. /app/Models/DataTops.php:103
        • 27. /app/Widgets/EditorChoise.php:20
        • 33. /vendor/arrilot/laravel-widgets/src/Misc/LaravelApplicationWrapper.php:48
        • 34. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:54
        • 35. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:75
        • 36. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:17
        • 41. view::partials.sidebar:19
        • 42. view::partials.sidebar:19
        • 48. view::category:141
        • 55. /vendor/symfony/http-foundation/Response.php:200
        • 101. /public/index.php:54
      • select * from `forbes_images` where `forbes_images`.`ImageID` in ('160257')630μs/app/Models/DataTops.php:103forbes_base
        Metadata
        Bindings
        • 0. 160257
        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 33. /app/Models/DataTops.php:103
        • 34. /app/Widgets/EditorChoise.php:20
        • 40. /vendor/arrilot/laravel-widgets/src/Misc/LaravelApplicationWrapper.php:48
        • 41. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:54
        • 42. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:75
        • 43. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:17
        • 48. view::partials.sidebar:19
        • 49. view::partials.sidebar:19
        • 55. view::category:141
        • 62. /vendor/symfony/http-foundation/Response.php:200
        • 108. /public/index.php:54
      • select * from `forbes_video` where `isShow` = '1' and `project` = 'qna' order by RAND() limit 11.89ms/app/Models/Video.php:42forbes_base
        Metadata
        Bindings
        • 0. 1
        • 1. qna
        Hints
        • Use SELECT * only if you need all columns from table
        • ORDER BY RAND() is slow, try to avoid if you can. You can read this or this
        Backtrace
        • 12. /app/Models/Video.php:42
        • 13. /app/Widgets/RandProjectVideo.php:24
        • 19. /vendor/arrilot/laravel-widgets/src/Misc/LaravelApplicationWrapper.php:48
        • 20. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:54
        • 21. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:75
        • 22. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:17
        • 27. view::partials.sidebar:28
        • 28. view::partials.sidebar:28
        • 34. view::category:141
        • 41. /vendor/symfony/http-foundation/Response.php:200
        • 87. /public/index.php:54
      • select * from `forbes_data` inner join `forbes_data_social_stats2` on `forbes_data_social_stats2`.`DataID` = `forbes_data`.`DataID` where `Date` >= '2025-04-16 15:15:15' and `AnounceID` is null and `finished` = '1' order by `forbes_data_social_stats2`.`facebook` desc limit 7690μs/app/Models/Data.php:544forbes_base
        Metadata
        Bindings
        • 0. 2025-04-16 15:15:15
        • 1. 1
        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 12. /app/Models/Data.php:544
        • 13. /app/Widgets/MostShared.php:21
        • 19. /vendor/arrilot/laravel-widgets/src/Misc/LaravelApplicationWrapper.php:48
        • 20. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:54
        • 21. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:75
        • 22. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:17
        • 27. view::partials.sidebar:36
        • 28. view::partials.sidebar:36
        • 34. view::category:141
        • 41. /vendor/symfony/http-foundation/Response.php:200
        • 87. /public/index.php:54
      • select * from `forbes_data` inner join `forbes_data_data` on `forbes_data`.`DataID` = `forbes_data_data`.`DataID` where `Date` <= '2025-04-17 15:15:15' and `finished` = '1' and `DataType` = 'articles' and `Date` >= '2025-04-16 15:15:15' order by `forbes_data_data`.`Views` desc limit 7940μs/app/Models/Data.php:560forbes_base
        Metadata
        Bindings
        • 0. 2025-04-17 15:15:15
        • 1. 1
        • 2. articles
        • 3. 2025-04-16 15:15:15
        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 12. /app/Models/Data.php:560
        • 13. /app/Widgets/MostViews.php:20
        • 19. /vendor/arrilot/laravel-widgets/src/Misc/LaravelApplicationWrapper.php:48
        • 20. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:54
        • 21. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:75
        • 22. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:17
        • 27. view::partials.sidebar:46
        • 28. view::partials.sidebar:46
        • 34. view::category:141
        • 41. /vendor/symfony/http-foundation/Response.php:200
        • 87. /public/index.php:54
      • select * from `forbes_video` where `isShow` = '1' and `addDate` >= '2025-04-16 15:15:15' order by `addDate` desc limit 1850μs/app/Models/Video.php:71forbes_base
        Metadata
        Bindings
        • 0. 1
        • 1. 2025-04-16 15:15:15
        Hints
        • Use SELECT * only if you need all columns from table
        Backtrace
        • 13. /app/Models/Video.php:71
        • 14. /app/Widgets/BoostVideo.php:21
        • 20. /vendor/arrilot/laravel-widgets/src/Misc/LaravelApplicationWrapper.php:48
        • 21. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:54
        • 22. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:75
        • 23. /vendor/arrilot/laravel-widgets/src/Factories/WidgetFactory.php:17
        • 28. view::layout:602
        • 29. view::layout:602
        • 35. view::category:147
        • 42. /vendor/symfony/http-foundation/Response.php:200
        • 88. /public/index.php:54
        web
        array:2 [ "name" => "Guest" "user" => array:1 [ "guest" => true ] ]
        api
        array:2 [ "name" => "Guest" "user" => array:1 [ "guest" => true ] ]
          _token
          51Zalt9BuT2525rm9A5md9EhHLda3FE6GfehCFha
          _previous
          array:1 [ "url" => "https://test.forbes.kz/economy/finance?page=445" ]
          PHPDEBUGBAR_STACK_DATA
          []
          _flash
          array:2 [ "old" => [] "new" => [] ]
          format
          html
          content_type
          text/html; charset=UTF-8
          status_text
          OK
          status_code
          200
          request_query
          array:1 [ "page" => "445" ]
          request_request
          array:1 [ "page" => "445" ]
          request_headers
          array:26 [ "content-type" => array:1 [ 0 => "" ] "content-length" => array:1 [ 0 => ""...
          request_server
          array:53 [ "TEMP" => "/srv/www/forbes.kz/tmp" "TMPDIR" => "/srv/www/forbes.kz/tmp" "TMP" => "/...
          request_cookies
          array:2 [ "XSRF-TOKEN" => "51Zalt9BuT2525rm9A5md9EhHLda3FE6GfehCFha" "laravel_session" => "Fv9q9...
          response_headers
          array:5 [ "cache-control" => array:1 [ 0 => "no-cache, private" ] "date" => array:1 [ ...
          path_info
          /economy/finance
          session_attributes
          array:4 [ "_token" => "51Zalt9BuT2525rm9A5md9EhHLda3FE6GfehCFha" "_previous" => array:1 [ "u...